Eligible Helene Abicair students now have access to the Australian Government's VET FEE-HELP loan scheme for the Helene Abicair's Diploma in Beauty Therapy qualification

For more Information on VET FEE-HELP read here:

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Study now and pay later

Eligible Helene Abicair students now have access to the Australian Government's VET FEE-Help scheme. This scheme can assist you in paying for all, or part of, your Vocational Education tuition fees.

VET FEE-HELP at Helene Abicair College
of Advanced Beauty Therapy

HRA Pty Ltd (the provider) T/As the Helene Abicair College of Advanced Beauty Therapy, is an approved provider as a VET FEE-HELP provider.

As a leading college in the field of Beauty Therapy, we are pleased to offer our students VET FEE-HELP to assist you with your studies in accredited VET courses of study.

What is VET FEE-HELP?

VET FEE–HELP is an income contingent loan scheme for the Vocational Education and Training (VET) sector that is part of the Higher Education Loan Program (HELP).

VET FEE–HELP assists eligible students to pay for all or part of their tuition fees at approved VET providers (providers) when studying the following VET accredited course of study at HRA Pty Ltd T/As Helene Abicair College of Advanced Beauty:

SIB5110 - Diploma of Beauty Therapy

This is the only VET FEE-HELP enabled course of study offered by the provider.

VET FEE–HELP can cover all or part of a student's tuition fees. Over their lifetime a student may borrow through VET FEE–HELP an amount up to the FEE–HELP limit to pay their tuition fees.

There is a loan fee of up to 20% for all VET FEE–HELP loans. The FEE–HELP limit does not include the loan fee.

The Australian Government pays the amount of the loan direct to a student's provider. Students repay their loans through the Australian taxation system once their repayment income is above the minimum repayment threshold for compulsory repayment, which for 2010-11 income year is $44,911. Voluntary repayments may be made at any time, regardless of income.

Am I are entitled to VET FEE–HELP?

You are entitled to VET FEE–HELP assistance for a unit of study if you:

are undertaking study as a full fee-paying student with an approved provider.
are undertaking study in a training place which is subsidised by a State/Territory Government;
meet citizenship or residency requirements.
are enrolled in an eligible unit of study on or before the census date for the unit, and remain enrolled in the unit at the end of the census date;
meet the tax file number (TFN) requirements.
have completed, signed and submitted a valid Request for VET FEE–HELP assistance form for the course of study of which the unit forms a part, on or before the census date and;
have not exceeded the FEE–HELP limit.

Does Previous study affect my eligibility for VET FEE-HELP?

No. Previous qualifications or your study results do not affect your eligibility for VET FEE–HELP.

Your provider will set the tuition fee for your unit(s) of study and the date by which payment is required. If you decide not to pay the full tuition fee up-front to your provider and you are eligible for VET FEE–HELP assistance, you may:

pay some of the tuition fee up-front and request a VET FEE–HELP loan for the remainder of the tuition fee; or
request a VET FEE–HELP loan for the full tuition fee.

If you are entitled to VET FEE–HELP assistance, the Australian Government will lend to you, the amount of any tuition fee for your unit of study, which has not been paid at the end of the census date for that unit. You must apply for a VET FEE–HELP loan before a VET FEE–HELP loan will be given to you.

The Australian Government will pay the outstanding amount of your tuition fee directly to your provider on your behalf.

What doe VET FEE-HELP cover?

VET FEE–HELP provides a loan for tuition fees only. VET FEE–HELP does not cover accommodation and general living expenses.

The Australian Government provides income support for eligible students through Youth Allowance, Austudy and ABSTUDY or Pensioner Education Supplement (for Centrelink contact details).

Are there any costs or charges in taking out a VET FEE-HELP loan?

There is no application fee for requesting VET FEE–HELP assistance.

A loan fee of up to 20% applies to all VET FEE–HELP loans.

The loan fee does not count towards your FEE–HELP balance.

There is no interest charged on your VET FEE–HELP debt. However, your debt is indexed annually by the Tax Office to maintain its real value. Any indexation amount does not increase your FEE–HELP balance.

What is the census date?

The census date of a VET unit of study is the last day a student can submit their Request for VET FEE-HELP assistance form to defer their tuition fees through the VET FEE-HELP scheme. It is a date the VET Provider sets which is no earlier than 20% of the way through the period in which the unit of study is undertaken.

How do I apply for VET FEE-HELP assistance?

If you are eligible for VET FEE–HELP assistance and would like to obtain a VET FEE–HELP loan, you should obtain a Request for VET FEE–HELP assistance form from the college. This document can only be completed at the college in an "original" form.

How do I apply for VET FEE-HELP?

If you are interested in applying for VET FEE-HELP, you must:

read the VET FEE-HELP booklet
call the college to make an appointment on 03 9654 2037
complete the VET FEE-HELP application form
bring either your Tax File Number or a 'Certificate of Application for a Tax File Number' to enrolment. This is obtained from the Australian Taxation Office, and should be provided either at enrolment or to Student Administration no later than two weeks after your enrolment.
>bring to the college the original and a photocopy of your citizenship evidence to enrolment. Evidence may be an Australian Passport, Birth Certificate or Citizenship Certificate.